CLSQ Revolutionizes Mortgage Lending with LiveEPC

The mortgage industry is on the cusp of a significant transformation, thanks to CLSQ’s innovative solution, LiveEPC. This game-changing technology provides mortgage lenders with real-time access to Energy Performance Certificate (EPC) data, empowering them to make more informed decisions.

EPC ratings are becoming increasingly important in lending decisions

Traditionally, lenders have relied on monthly text file downloads from the Department for Levelling Up, Housing and Communities (DLUHC), which can be a month or two behind. LiveEPC eliminates this delay, offering an automated process that provides data as soon as it is available. This enables lenders to facilitate automated mortgage decisioning, make more precise valuation decisions, and conduct back book analysis with greater accuracy.

“The EPC rating of a property is becoming an increasingly important element of lending decisions and back book analysis… LiveEPC brings an end to these issues – with real-time data designed for easy integration with mortgage lenders’ existing systems through a robust API.” - Lorenzo Tejada-Orrell, Chief Innovation Officer at CLSQ

Mortgage lenders can now make more informed decisions with LiveEPC

The benefits of LiveEPC are far-reaching. By integrating real-time EPC data into their systems, lenders can streamline their decision-making processes, reduce the risk of errors, and improve overall efficiency. This, in turn, can lead to faster and more accurate mortgage approvals, ultimately benefiting borrowers and lenders alike.

Energy efficiency is becoming a key consideration in mortgage lending

As the mortgage industry continues to evolve, the importance of EPC ratings will only continue to grow. With LiveEPC, CLSQ is poised to revolutionize the way lenders operate, making it an essential tool for any lender looking to stay ahead of the curve.